Which statement summarizes the general critique of crop insurance performance?

Which statement summarizes the general critique of crop insurance performance?

• A. The federal government has periodically had to pass disaster bills to cover uninsured losses; Farmers not sufficiently covered; Insurance encouraged overproduction.
• B. The program eliminates the need for disaster relief; Farmers are fully covered; Insurance reduces production.
• C. The program has consistently underpriced premiums causing private insurers to withdraw.
• D. The program has no impact on agricultural policy.

Answer: (A)